Credit Analysts

Also Called: Credit Administrator, Credit Analyst, Credit Officer, Credit Representative

Bachelor's Degree

usually needed

Not Available
(Students Only)
Match Percentage

$50,060

Entry Salary

Below Average

Job outlook

What Credit Analysts do

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Generate financial ratios, using computer programs, to evaluate customers' financial status.
Industry Areas:

Finance and Business

Training Program Areas:

Accounting Services • OCT-Only Finance & Business

Expand For Additional Details

Work Context

  • Electronic Mail
  • Indoors, Environmentally Controlled
  • Spend Time Sitting
  • Face-to-Face Discussions
  • Telephone

Tools

  • Notebook computers
  • Scanners
  • Desktop calculator
  • Desktop computers
  • Personal computers

Technology

Enterprise resource planning ERP software
Microsoft Dynamics
Oracle JD Edwards EnterpriseOne
Presentation software
Microsoft PowerPoint
Financial analysis software
CGI-AMS Strata
Moody's KMV Risk Advisor

The Education & Training You Need

Skills

  • Critical Thinking
  • Active Learning
  • Reading Comprehension
  • Speaking
  • Active Listening

Knowledge

Business
accounting and economics
administrative services
Arts and Humanities
English language
Math and Science
arithmetic, algebra, geometry, calculus, or statistics
Safety and Government
law and government

Education

  • 95% Bachelor's degree
  • 5% Master's degree

Experience

A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.

What are some related occupations at different educational levels?


Job Training Match

Administrative Services Managers

Educational Level

High School Diploma or Equivalent

Travel Guides

Educational Level

Post-secondary, non-degree

 Job Training Match

Executive Secretaries & Executive Administrative Assistants

Educational Level

Associate's Degree

 Job Training Match

Credit Analysts Currently Selected

Educational Level

Bachelor's Degree

Business Teachers, Postsecondary

Educational Level

Advanced Degree

What are your training options on the pathway to this occupation?

Advanced Training

There are currently no advanced training opportunities for this career.

ACT & College

  • Abilene Christian University

    Abilene, TX

  • Adams State University

    Alamosa, CO

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Are You a Good Fit?

Occupation Traits

    • Conventional (Organizer)
    • Enterprising (Persuader)

Work Styles

  • Analytical Thinking
  • Attention to Detail
  • Integrity
  • Dependability
  • Initiative
  • Stress Tolerance

Values

  • Relationships
  • Support
  • Independence

Abilities

  • Verbal
  • Math
  • Ideas and Logic

This is what Credit Analysts across the country typically make.

$24.07 / hour
$50,060 /year

Entry Level

$38.18 / hour
$79,420 /year

Median Level

$79.21 / hour
$164,750 /year

Experienced Level

Income information reflects a regional average.
Income information reflects a national average.

This career’s National Job Outlook is

Below Average

Please be sure to verify the outlook of this occupation with your instructor.

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