Credit Authorizers, Checkers, & Clerks

Also Called: Commercial Credit Reviewer, Credit Investigator, Credit Processor, Credit Representative

What Credit Authorizers, Checkers, & Clerks do

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
Industry Areas:

Finance and Business Transportation

Expand For Additional Details

Work Context

  • Telephone
  • Contact With Others
  • Electronic Mail
  • Face-to-Face Discussions
  • Importance of Being Exact or Accurate

Tools

  • Printer calculator
  • Photocopiers
  • Scanners
  • Typewriters
  • Magnetic stripe readers and encoders

Technology

Spreadsheet software
Microsoft Excel
Spreadsheet programs
Presentation software
Microsoft PowerPoint
Electronic mail software
Email software
Microsoft Outlook

The Education & Training You Need

Skills

  • Active Listening
  • Speaking
  • Reading Comprehension
  • Critical Thinking
  • Writing

Knowledge

Business
customer service
administrative services
Arts and Humanities
English language
Math and Science
arithmetic, algebra, geometry, calculus, or statistics
Safety and Government
law and government

Experience

Some previous work-related skill, knowledge, or experience is usually needed. For example, a teller would benefit from experience working directly with the public.

What are your training options on the pathway to this occupation?

Are You a Good Fit?

Occupation Traits

Work Styles

  • Integrity
  • Cooperation
  • Dependability
  • Attention to Detail
  • Self Control
  • Stress Tolerance

Values

  • Support
  • Relationships
  • Independence

Abilities

  • Verbal
  • Ideas and Logic

This is what Credit Authorizers, Checkers, & Clerks across the country typically make.

$15.84 / hour
$32,950 /year

Entry Level

$23.08 / hour
$48,000 /year

Median Level

$31.47 / hour
$65,460 /year

Experienced Level

Income information reflects a regional average.
Income information reflects a national average.

This career’s National Job Outlook is

Below Average

Please be sure to verify the outlook of this occupation with your instructor.

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